As of May 30, 2016, mutual fund providers are required to disclose 'Fund Facts' upfront. The list of information includes fees or otherwise know as MER, historical returns, and other pertinent details of the fund. Canadians has widely been known to pay one of the highest fees for investing in mutual funds. Some international funds charge as much as 3.5% regardless whether you make money or not! Small wonder why most people complain about the lack of performance on their mutual funds investments. Please pay attention and ask for the fund facts prior to investing.